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Sunday, November 24, 2024

National Community Development Week: Reconstruction of Garcia Family Home


April 7 Photos 043Courtesy Xochitl Mora,

 The Garcia family home was reconstructed through the Community Development Block Grant Housing Rehabilitation program.  The previous structure was dilapidated beyond repair and structurally unsound.  After the damaged structure was demolished, a new home was constructed on the owner’s lot.  This new house is 1,165 square feet in size.  The house consists of three bedrooms, one bathroom, a kitchen, combined living and dining area.  The house also includes central air-conditioning and heating.

The total project is $92,032.  The project is funded with Community development Block Grant funds provided by the U.S> Department of Housing and Urban Development.

The Reconstruction Loan Program provides for a 0% interest loan in an amount determined on a case by case basis, based on family size and need, to reconstruct a single-family unit which is owned and occupied by an individual or family of low income (80% of HUD median family income), and which has been damaged as a result of fire, or is dilapidated beyond repair.  Up to 43% of the loan will be forgiven if a residency requirement is met for the duration of the note.

Homeowner will payback 57% of the note to be amortized up to a 15 year period.

Community Development staff who worked on the project stand in the background during the ribbon-cutting ceremony, celebrating the reconstruction of the Garcia Family Home as Abigail Rios, Martin High School, City of Laredo Mayor Raul G. Salinas, Martha Garcia, homeowner, her mother, Janell Garcia, her daughter, Deputy City Manager Cynthia Collazo and Arturo Garcia, Asst. Director for Community Development, join in the celebration.

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